Iowa

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Muscatine, Iowa CD Rates – 18-Month

You are viewing rates from banks across Muscatine





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Muscatine, Iowa . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Muscatine, IA - July 31, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 5.27% → 5.22% → 5.17% → 5.11% → 5.06%

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.60% → 4.50% → 4.20% → 4.00% → 3.91%

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

1.15%

$10,000

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1.15%

$10,000

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1.10%

$1,000

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1.06%

$100,000

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1.05%

$10,000

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1.00%

$10,000

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0.95%

$10,000

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0.95%

$10,000

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| Jun 25, 2020

If you need a simple answer you will have to jump through hoops and talk to people that are not connected to your bank. Plus when you try to return the call the number they call from is not a working numb... Read More

0.95%

$10,000

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0.95%

$100,000

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0.95%

$60,000

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0.90%

$10,000

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0.90%

$100,000

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0.90%

$10,000

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0.90%

$25,000

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| Apr 13, 2015

Does this bank accept deposits from California residents? Read More

0.85%

$10,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$100,000

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0.85%

$100,000

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0.85%

$100,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$100,000

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0.82%

$100,000

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0.80%

$100,000

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0.80%

$10,000

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0.80%

$10,000

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0.80%

$100,000

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0.80%

$10,000

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0.80%

$100,000

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0.80%

$10,000

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0.80%

$10,000

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0.80%

$100,000

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0.80%

$500

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0.76%

$100,000

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0.75%

$5,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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| Feb 4, 2021

Yes Read More

0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.74%

$150,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$100,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$100,000

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0.70%

$10,000

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0.70%

$100,000

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0.69%

$35,000

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0.67%

$100,000

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0.66%

$10,000

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0.65%

$10,000

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0.65%

$500

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$10,000

-

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0.65%

$10,000

-

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0.65%

$1,000

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0.65%

$1,000

-

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0.65%

$10,000

-

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0.65%

$10,000

-

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0.64%

$1,000

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0.61%

$10,000

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0.60%

$10,000

-

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0.60%

$10,000

-

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0.60%

$10,000

-

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0.60%

$10,000

-

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0.60%

$10,000

-

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0.60%

$1,000

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0.60%

$2,500

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0.60%

$100,000

-

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0.60%

$10,000

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0.60%

$1,000

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0.60%

$100,000

-

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0.60%

$10,000

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0.60%

$25,000

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0.60%

$10,000

-

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0.60%

$10,000

-

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0.60%

$100,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.59%

$10,000

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0.58%

$10,000

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0.55%

$100,000

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0.55%

$10,000

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0.55%

$50,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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| Feb 4, 2021

Yes Read More

0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$500

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

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0.50%

$250

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0.50%

$500

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0.50%

$100,000

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0.50%

$100,000

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0.50%

$1,500

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0.50%

$100,000

-

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0.50%

$10,000

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0.50%

$100,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.49%

$10,000

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0.49%

$100,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

-

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0.45%

$10,000

-

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0.45%

$10,000

-

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0.45%

$100,000

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0.45%

$10,000

-

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0.45%

$500

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0.45%

$10,000

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0.45%

$25,000

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0.45%

$10,000

-

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0.45%

$10,000

-

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0.45%

$10,000

-

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0.45%

$10,000

-

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0.45%

$1,000

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0.44%

$10,000

-

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0.43%

$10,000

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0.41%

$10,000

-

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0.41%

$10,000

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

-

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0.40%

$10,000

-

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0.40%

$10,000

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0.40%

$100,000

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0.39%

$500

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0.35%

$250

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0.35%

$10,000

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0.35%

$500

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$100,000

-

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.34%

$1,000

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0.32%

$500

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

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0.30%

$1,000

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0.30%

$1,000

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$500

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0.25%

$10,000

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.21%

$1,000

-

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0.20%

$500

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0.20%

$10,000

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| Aug 1, 2016

Good question...I am out-of-state and would like to take advantage of your rates...my deposits would surely help your bank... Read More

0.20%

$10,000

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0.20%

$10,000

-

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0.20%

$10,000

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0.20%

$10,000

-

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0.20%

$100,000

-

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0.20%

$1,000

-

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0.17%

$10,000

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$10,000

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0.08%

$500

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007


Branch Street City State
Luana Savings Bank
Luana Savings Bank Branch
100 Harvest Drive Luana IA
Midwest Heritage Bank, FSB
Midwest Heritage Bank, Fsb Branch
3580 Ep True Parkway, Suite 100 West Des Moines IA
Luana Savings Bank
Luana Savings Bank Branch
100 Harvest Drive Luana IA
Green Belt Bank & Trust
Belmond Branch
120 East Main Street Belmond IA
Wells Fargo Bank, National Association
Jefferson Branch
200 West State Street Jefferson IA
Ashton State Bank
Ashton State Bank Branch
317 Third Street Ashton IA
Danville State Savings Bank
Danville State Savings Bank Branch
102 South Walnut New London IA
Frontier Bank
Little Rock Branch
323 Main Street Little Rock IA
Hardin County Savings Bank
Union Main Branch
204 Center Street Union IA
Primebank
Primebank Branch
37 First Avenue, N.W. Le Mars IA
The Security National Bank of Sioux City, Iowa
Mapleton Branch
313 North Fourth Street Mapleton IA
Security State Bank
Security State Bank Branch
109 West 2nd Street Sutherland IA
American Bank, National Association
American Bank, National Association Branch
234 Fifth Avenue S.W. Le Mars IA
American State Bank
American State Bank Branch
525 North Main Street Sioux Center IA
Hardin County Savings Bank
Union Main Branch
204 Center Street Union IA
Citizens Savings Bank
Citizens Savings Bank Branch
215 East Main Street Anamosa IA
Security State Bank
Zearing Branch
103 East Main Zearing IA
The Farmers State Bank
The Farmers State Bank Branch
106 E. Cedar St Marcus IA
Templeton Savings Bank
Templeton Savings Bank Branch
223 Main Street Manning IA
Security State Bank
Zearing Branch
103 East Main Zearing IA
First State Bank
Stanhope Branch
Park And Parker Streets Stanhope IA
Iowa State Bank
Iowa State Bank Branch
100 North Main Street Clarksville IA
Audubon State Bank
Audubon State Bank Branch
315 Broadway Audubon IA
United Community Bank
United Community Bank Branch
1000 Okoboji Avenue Milford IA
Savings Bank
Savings Bank Branch
185 S Green Avenue Primghar IA
United Bank and Trust Company
Dows Branch
101 West Ellsworth Street, Box 230 Dows IA
Montezuma State Bank
Montezuma State Bank Branch
101 South 4th Street Montezuma IA
Community Bank
Ute State Branch
131 E Main St Ute IA
First State Bank
First State Bank Branch
183 Main Avenue North Britt IA
Templeton Savings Bank
Templeton Savings Bank Branch
223 Main Street Manning IA
Citizens Savings Bank
Citizens Savings Bank Branch
215 East Main Street Anamosa IA
First Iowa State Bank
First Iowa State Bank Branch
19 Benton Avenue East Albia IA
Bank 1st
Bank 1st Branch
115 North Vine Street West Union IA
Reliance State Bank
Reliance State Bank Branch
100 East Main Street Klemme IA
Raccoon Valley Bank
Adel Branch
1009 Court Street Adel IA
State Savings Bank
State Savings Bank Branch
602 Sheldon Street Creston IA
BankOrion
Bettendorf Iowa Branch
1855 Middle Road Bettendorf IA
Twin Cedars Bank
State Bank Of Bussey Branch
402 Merrill Street Bussey IA
First Citizens Bank
First Citizens Bank Branch
2601 Fourth Street, S.W. Mason City IA
Montezuma State Bank
Montezuma State Bank Branch
101 South 4th Street Montezuma IA
Charter Bank
Charter Bank Branch
5526 N.W. 86th Street Johnston IA
Liberty National Bank
Liberty National Bank Branch
4425 Singing Hills Boulevard Sioux City IA
First State Bank
Stanhope Branch
Park And Parker Streets Stanhope IA
Community Savings Bank
Garnavillo Branch
101 S. Main Street Garnavillo IA
Community Bank
Ute State Branch
131 E Main St Ute IA
First State Bank
First State Bank Branch
183 Main Avenue North Britt IA
BTC Bank
Lamoni Branch
2090 East Main Street Lamoni IA
Marion County State Bank
Marion County State Bank Branch
800 Main Street Pella IA
West Iowa Bank
West Iowa Bank Branch
319 S Broadway Ave West Bend IA
Central Bank
Cherokee Central Trust Branch
201 West Main Street Cherokee IA
Farmers & Merchants Savings Bank
Eagle Grove Branch
201 West Broadway Eagle Grove IA
First State Bank
First State Bank Branch
413 East Street Lynnville IA
First Iowa State Bank
First Iowa State Bank Branch
19 Benton Avenue East Albia IA
Quad City Bank and Trust Company
Quad City Bank And Trust Company Branch
2118 Middle Road Bettendorf IA
Peoples Savings Bank
Peoples Savings Bank Branch
414 North Adams Street Wellsburg IA
BankOrion
Bettendorf Iowa Branch
1855 Middle Road Bettendorf IA
Peoples Bank
Hawarden Location Branch
801 Central St Hawarden IA
Palo Savings Bank
Palo Savings Bank Branch
606 First Street Palo IA
Liberty National Bank
Liberty National Bank Branch
4425 Singing Hills Boulevard Sioux City IA
Reliance State Bank
Reliance State Bank Branch
100 East Main Street Klemme IA
Benton County State Bank
Benton County State Bank Branch
212 Locust Northeast Blairstown IA
Farmers Bank of Northern Missouri
Centerville Branch
200 West Maple Centerville IA
The Watkins Savings Bank
The Watkins Savings Bank Branch
202 First Street Watkins IA
BANK
Bank Branch
409 Hwy 61 S Wapello IA
Citizens State Bank
Citizens State Bank Branch
114 West Main Street Wyoming IA
GNB Bank
Insurance & Investments Branch
603 7th St Grundy Center IA
NSB Bank
Nsb Bank Branch
2650 4th Street, S.W. Mason City IA
Community Savings Bank
Garnavillo Branch
101 S. Main Street Garnavillo IA
Citizens State Bank
Boyden Branch
817 Main Street Boyden IA
Leighton State Bank
Leighton State Bank Branch
900 Washington Street Pella IA
Security State Bank
Security State Bank Branch
1 East State Street Algona IA
First Citizens Bank
First Citizens Bank Branch
2601 Fourth Street, S.W. Mason City IA
Farmers State Bank
Farmers State Bank Branch
99 7th Street North Northwood IA
PCSB Bank
Pcsb Bank Branch
120 East Washington St Clarinda IA
City State Bank
City State Bank Branch
801 Main Street Norwalk IA
GNB Bank
Insurance & Investments Branch
603 7th St Grundy Center IA
Atkins Savings Bank & Trust
Atkins Savings Bank & Trust Branch
97 Main Avenue Atkins IA
Farmers Savings Bank
Arlington Branch
727 Main Street Arlington IA
Pilot Grove Savings Bank
Fort Madison Branch
619 9th Street Fort Madison IA
Peoples Savings Bank
Peoples Savings Bank Branch
414 North Adams Street Wellsburg IA
NSB Bank
Nsb Bank Branch
2650 4th Street, S.W. Mason City IA
Malvern Bank
Malvern Bank Branch
404 Main Street Malvern IA
Kerndt Brothers Savings Bank
West Union Branch
205 North Vine Street West Union IA
The Watkins Savings Bank
The Watkins Savings Bank Branch
202 First Street Watkins IA
American Bank and Trust Company, National Association
American Bank And Trust Company, National Association Branch
4301 East 53rd Street Davenport IA
First State Bank
First State Bank Branch
401 Main Street Nashua IA
Peoples Savings Bank
Pleasantville State Bank Branch
102 N. Washington Street Pleasantville IA
Bank 1st
Bank 1st Branch
115 North Vine Street West Union IA
Success Bank
Success Bank Branch
109 North Madison Street Bloomfield IA
Connection Bank
Connection Bank Branch
Avenue G And Seventh Street Fort Madison IA
Citizens Savings Bank
Citizens Savings Bank Branch
101 Church St Spillville IA
Manufacturers Bank & Trust Company
Lake Mills Branch
106 West Main Street Lake Mills IA
American Trust and Savings Bank
American Trust And Savings Bank Branch
309 Mckinley Avenue Lowden IA
United Bank & Trust Co.
United Bank & Trust National Associa Branch
2101 South Center Street Marshalltown IA
First Community Bank
Rockwell City Branch
400 Main Street Rockwell City IA
Farmers Savings Bank & Trust
Farmers Savings Bank & Trust Branch
611 Second Street Traer IA
Chelsea Savings Bank
Chelsea Savings Bank Branch
601 13th St Belle Plaine IA
First Whitney Bank and Trust
First Whitney Bank And Trust Branch
223 Chestnut Street Atlantic IA
South Ottumwa Savings Bank
South Ottumwa Savings Bank Branch
320 Church Street Ottumwa IA
Westside State Bank
Halbur Branch
103 North Main Street Halbur IA
Tri-Valley Bank
Tri-Valley Bank Branch
104 Main Street Randolph IA
Citizens State Bank
Citizens State Bank Branch
114 West Main Street Wyoming IA
Midstates Bank, National Association
Midstates Bank, National Association Branch
1851 Madison Avenue, Suite 17 Council Bluffs IA
Boone Bank & Trust Co.
Boone Bank & Trust Co. Branch
716 Eighth Street Boone IA
Citizens First Bank
Citizens First Bank Branch
1442 Lincoln Way Clinton IA
Fortress Bank
Davenport Branch
3260 E. 53rd Street Davenport IA
Sibley State Bank
Sibley State Bank Branch
803 Fourth Avenue Sibley IA
Commercial Savings Bank
Commercial Savings Bank Branch
627 North Adams Street Carroll IA
NorthStar Bank
Estherville Branch
101 North 6th Street Estherville IA
Logan State Bank
Logan State Bank Branch
323 East 7th Street Logan IA
Maquoketa State Bank
Maquoketa State Bank Branch
203 North Main Street Maquoketa IA
Iowa Trust and Savings Bank
Iowa Trust And Savings Bank Branch
200 North 10th Street Centerville IA
Farmers & Merchants Savings Bank
Eagle Grove Branch
201 West Broadway Eagle Grove IA
South Story Bank & Trust
South Story Bank & Trust Branch
501 Linn St Slater IA
Exchange State Bank
Exchange State Bank Branch
104 Main Street Collins IA
United Bank of Iowa
United Bank Of Iowa Branch
501 2nd Street Ida Grove IA
Houghton State Bank
Cumberland Branch
103 Main Street Cumberland IA
Peoples State Bank
Security State Bank Branch
15 Goethe Guttenberg IA
Success Bank
Success Bank Branch
109 North Madison Street Bloomfield IA
First Heritage Bank
First Heritage Bank Branch
801 South Fremont Shenandoah IA
First Trust and Savings Bank
First Trust And Savings Bank Branch
123 S. Main St. Wheatland IA
Glenwood State Bank
Glenwood State Bank Branch
32 North Walnut Street Glenwood IA
Fidelity Bank & Trust
Fidelity Bank & Trust Branch
4250 Asbury Road Dubuque IA
Cornerstone Bank
Cornerstone Bank Branch
123 East Main Street Clarinda IA
Palo Savings Bank
Palo Savings Bank Branch
606 First Street Palo IA
Citizens Savings Bank
Citizens Savings Bank Branch
110 West Southridge Road Marshalltown IA
Farmers State Bank
Farmers State Bank Branch
501 East State Street Algona IA
Hills Bank and Trust Company
Downtown Branch Cr
240 Third Avenue, S.E. Cedar Rapids IA
Washington State Bank
Washington State Bank Branch
121 S Marion Ave Washington IA
Iowa Falls State Bank
Williams Branch
113 Main Street Williams IA
St. Ansgar State Bank
Stacyville Branch
Broad And Main Stacyville IA
Mediapolis Savings Bank
Mediapolis Savings Bank Branch
605 Main Street Mediapolis IA
Earlham Savings Bank
Earlham Savings Bank Branch
7300 Lake Drive West Des Moines IA
Iowa State Bank
Iowa State Bank Branch
500 Audubon Street Sac City IA
The State Bank
The State Bank Branch
1902 Hill Avenue Spirit Lake IA
Peoples Bank
Rippey Branch
303 Main Street Rippey IA
Clear Lake Bank and Trust Company
Clear Lake Bank And Trust Company Branch
322 Main Clear Lake IA
Liberty Trust & Savings Bank
Liberty Trust & Savings Bank Branch
502 Eighth Avenue Durant IA
West Bank
West Bank Branch
1601 22nd Street West Des Moines IA
Heritage Bank
Heritage Bank Branch
695 Marion Boulevard Marion IA
Central State Bank
Central State Bank Branch
109 West Main Street State Center IA
VISIONBANK OF IOWA
Visionbank Of Iowa Branch
104 Chestnut St Ames IA
Chelsea Savings Bank
Chelsea Savings Bank Branch
601 13th St Belle Plaine IA
FreedomBank
Postville Office Branch
135 West Tilden Postville IA
Blue Grass Savings Bank
Blue Grass Savings Bank Branch
104 East Mayne Street Blue Grass IA
Iowa State Savings Bank
Iowa State Savings Bank Branch
401 West Adams Street Creston IA
FNB Bank
Fnb Bank Branch
311 5th Street Fontanelle IA
Fortress Bank
Davenport Branch
3260 E. 53rd Street Davenport IA
County Bank
County Bank Branch
201 South Jefferson Street Sigourney IA
Cedar Valley Bank & Trust
Cedar Valley Bank & Trust Branch
321 Main Street La Porte City IA
Union State Bank
Union State Bank Branch
611 West Highway 92 Winterset IA
Waukon State Bank
Waukon State Bank Branch
22 West Main Street Waukon IA
Blackhawk Bank & Trust
3889 Elmore Avenue Branch
3889 Elmore Avenue Davenport IA
State Central Bank
Stockport Branch
116 S. Main Street Stockport IA
The Clinton National Bank
Preston Community Branch
1 West White Street Preston IA
State Bank
Peterson Branch
215 Main Street Peterson IA
American State Bank
American State Bank Branch
1000 Jeffreys Drive Osceola IA
Iowa State Bank
Iowa State Bank Branch
627 East Locust Street Des Moines IA
Pocahontas State Bank
Pocahontas State Bank Branch
233 North Main Street Pocahontas IA
Farmers Savings Bank
Farmers Savings Bank Branch
205 West Main Street Marshalltown IA
Heritage Bank
Heritage Bank Branch
695 Marion Boulevard Marion IA
Heartland Bank
Gowrie Branch
1201 Market Street Gowrie IA
Peoples State Bank
Security State Bank Branch
15 Goethe Guttenberg IA
Central State Bank
Mcgregor Branch
Main Street Mc Gregor IA
First State Bank
First State Bank Branch
215 North Division Street Stuart IA
Peoples Bank
Rippey Branch
303 Main Street Rippey IA
Farmers and Merchants State Bank
Farmers And Merchants State Bank Branch
101 West Jefferson Winterset IA
The Libertyville Savings Bank
Farmers Savings Bank Branch
225-7 East Broadway Keota IA
Pinnacle Bank
Pinnacle Bank Branch
2206 South Center Street Marshalltown IA
Community State Bank
Community State Bank Branch
1812 Highway Boulevard Spencer IA
Cedar Valley Bank & Trust
Cedar Valley Bank & Trust Branch
321 Main Street La Porte City IA
Arbor Bank
First Community Bank Branch
716 Illinois Street Sidney IA
Fairfax State Savings Bank
Fairfax State Savings Bank Branch
409 Vanderbilt Street Fairfax IA
First National Bank, Ames, Iowa
First National Bank, Ames, Iowa Branch
405 Fifth Street Ames IA
F&M Bank
Sioux City 3rd & Virginia Branch
930 3rd Street Sioux City IA
The State Bank of Toledo
The State Bank Of Toledo Branch
100 East High Toledo IA
CBI Bank & Trust
Cbi Bank & Trust Branch
301 Iowa Avenue Muscatine IA
WCF Financial Bank
Wcf Financial Bank Branch
401 Fair Meadow Drive Webster City IA
Security Savings Bank
Harcourt Branch
127 South Ash Street Harcourt IA
Crawford County Trust and Savings Bank
Audubon Branch
201 South Division Street Audubon IA
FreedomBank
Postville Office Branch
135 West Tilden Postville IA
Fidelity Bank & Trust
Fidelity Bank & Trust Branch
4250 Asbury Road Dubuque IA
Union State Bank
Union State Bank Branch
611 West Highway 92 Winterset IA
The Security National Bank of Sioux City, Iowa
Mapleton Branch
313 North Fourth Street Mapleton IA
BankIowa
Bankiowa Of Cedar Rapids Branch
7045 C Avenue Northeast Cedar Rapids IA
Great Southern Bank
Vantus Bank Branch
329 Pierce Street Sioux City IA
United Bank & Trust Co.
United Bank & Trust National Associa Branch
2101 South Center Street Marshalltown IA
Availa Bank
Webster City Branch
635 First Street Webster City IA
Farmers and Merchants Savings Bank
Farmers And Merchants Savings Bank Branch
2235 Mormon Trek Boulevard Iowa City IA
Farmers Trust and Savings Bank
Farmers Trust And Savings Bank Branch
125 West 4th Street Spencer IA
Manufacturers Bank & Trust Company
Lake Mills Branch
106 West Main Street Lake Mills IA
State Bank & Trust Co.
State Bank & Trust Co. Branch
1025 Sixth Street Nevada IA
VISIONBANK OF IOWA
Visionbank Of Iowa Branch
104 Chestnut St Ames IA
Heartland Bank
Gowrie Branch
1201 Market Street Gowrie IA
Crawford County Trust and Savings Bank
Audubon Branch
201 South Division Street Audubon IA
Farmers Trust & Savings Bank
Farmers Trust & Savings Bank Branch
122 Main Street Earling IA
Farmers Savings Bank
Farmers Savings Bank Branch
3542 168th Street Wever IA
Two Rivers Bank & Trust
Mediapolis Southeast Security Branch
105 Main Street Mediapolis IA
Bank Iowa
Shenandoah West Branch
701 West Sheridan Avenue Shenandoah IA
West Bank
West Bank Branch
1601 22nd Street West Des Moines IA
First National Bank, Ames, Iowa
First National Bank, Ames, Iowa Branch
405 Fifth Street Ames IA
Federation Bank
Federation Bank Branch
102 East Main Street Washington IA
Bank Midwest
Bank Midwest Branch
1525 18th Street Spirit Lake IA
MidWestOne Bank
Melbourne - Branch 32
202 Main St. Melbourne IA
South Ottumwa Savings Bank
South Ottumwa Savings Bank Branch
320 Church Street Ottumwa IA
CUSB Bank
Cusb Bank Branch
111 North Elm Street Cresco IA
Iowa Trust & Savings Bank
Iowa Trust & Savings Bank Branch
2101 Tenth Street Emmetsburg IA
TruBank
What Cheer Branch
108 South Barnes What Cheer IA
Farmers & Merchants Bank & Trust
West Burlington Branch
101 Broadway Street West Burlington IA
Boone Bank & Trust Co.
Boone Bank & Trust Co. Branch
716 Eighth Street Boone IA
Iowa State Bank
Iowa State Bank Branch
5 East Call Street Algona IA
First Security Bank
Valley Bank & Trust Branch
401 Main Street Mapleton IA
F&M Bank
Sioux City 3rd & Virginia Branch
930 3rd Street Sioux City IA
First Central State Bank
First Central State Bank Branch
914 Sixth Avenue Dewitt IA
DeWitt Bank & Trust Co.
Dewitt Bank & Trust Co. Branch
815 Sixth Avenue Dewitt IA
Community Bank and Trust Company
Wilton Branch
210 West Fourth Street Wilton IA
Ohnward Bank & Trust
Ohnward Bank & Trust Branch
332 1st Avenue West Cascade IA
Iowa State Bank
Iowa State Bank Branch
627 East Locust Street Des Moines IA
The Shelby County State Bank
The Shelby County State Bank Branch
508 Court Street Harlan IA
Two Rivers Bank & Trust
Mediapolis Southeast Security Branch
105 Main Street Mediapolis IA
The Shelby County State Bank
The Shelby County State Bank Branch
508 Court Street Harlan IA
State Bank & Trust Co.
State Bank & Trust Co. Branch
1025 Sixth Street Nevada IA
First National Bank of Omaha
Mills County Bank, National Association Branch
102 South Locust Street Glenwood IA
U.S. Bank National Association
Newton Branch
112 West 2nd Street South Newton IA
Regions Bank
Monticello Ia Branch
202 W. First Street Monticello IA
Bank of America, National Association
Skywalk Branch
317 6th Avenue Des Moines IA
Regions Bank
Monticello Ia Branch
202 W. First Street Monticello IA


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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